Get every dollar your vehicle is worth.
Independent expert appraisals that hold insurers accountable, so your settlement reflects the true value of your loss.
Built around one promise: a fair payout, every time.
Higher settlements
Our independent appraisals consistently uncover overlooked value that insurers miss: options, condition, and comparable market data.
Zero risk
Transparent flat-rate pricing: $299. If we don't beat your insurer's offer, you get a full refund.
Expert guidance
Licensed, certified appraisers walk you through every step: claim review, negotiation, and final settlement.
Three steps. No surprises.
Tell us your story
Quick form: your vehicle, what your insurer offered, what feels off. Two minutes.
We appraise independently
Our certified appraisers build a defensible valuation using market data, condition, and equipment.
You get paid fairly
We deliver the report and stand behind it through negotiation until the settlement is right.
From the moment of impact to the moment you're paid.
- Step 01 · Day 0
The unexpected
After a collision, your insurer declares your vehicle a total loss. The clock starts ticking on a stressful process.
- Step 02 · Day 3–5
The first offer arrives
Your insurance company presents a settlement number, almost always lower than what your vehicle is actually worth.
- Step 03 · Day 5
You bring us in
A two-minute form: your vehicle, what they offered, and what feels off. We confirm whether we can help, fast.
- Step 04 · Day 7–10
Independent appraisal
Our licensed appraisers build a defensible valuation using market comps, condition, equipment, and trim. Every detail that affects value.
- Step 05 · Day 10–25
We negotiate for you
We deliver the appraisal report and stand behind it through every round of negotiation with your insurer.
- Step 06 · Settlement
Fair payout. Done.
Your settlement reflects the true value of your vehicle, often thousands more than the first offer. Money in hand, case closed.
"They found $4,200 my insurer somehow missed. I would've signed the offer. I'm so glad I didn't."Sarah K., 2019 Subaru Outback
Trusted by thousands of vehicle owners.
"Your Total Loss helped me get $8,500 more than my insurance offered. The process was straightforward and their expertise made all the difference."
"I was shocked at how much more I could have gotten. Their appraisal was spot-on and they fought for me every step of the way."
"Professional, knowledgeable, and truly cares about getting you fair compensation. I got 23% more than the initial offer!"
"The team explained everything clearly and made a stressful situation much easier. Highly recommend their services."
"Got $12,000 more than insurance offered. Their market analysis was thorough and accurate. Worth every penny."
"Even though I thought my offer was fair, they proved me wrong. Got 18% more and peace of mind."
Don't leave money on the table.
Find out whether your insurer's offer is fair, for one flat fee.
Total Loss Valuation + Appraisal Clause Support
Independent valuation and appraisal-clause support. Full refund guarantee if we don't beat the insurance offer.
- Independent, defensible valuation of your vehicle
- Appraisal-clause support through negotiation
- Full refund if we don't beat the insurance offer
Get your fair settlement.
Have a question about your total loss claim? Send us a message.